Growing up my father always said "it's that simple" and he was right. As much as I couldn't stand that saying as a child, I understand now what he meant.
As humans, we we naturally make things more difficult then they need to be, especially with complex situations. We tend to do this because we don't understand it or we do not want to understand it. Procrastination is a common human trait. Unfortunately it forces people into situations where they have to make a choice that is not necessarily well planned or in their best interest.
Working with Retirement Plan Professionals, we want to translate complex issues into simple concepts. This approach can help you understand your finances, wants, needs, and goals, so that you can make informed decisions for you as well as your family.