A SIMPLE (IRA) retirement plan for your Growing Business

A collection of individual IRAs with a participant-level advisor relationship. 

• Higher contribution limits — Participants can contribute more than with a traditional IRA, and employer contributions or matching are required.

• Tax benefits — Employer contributions qualify as a tax-deductible business expense.

• Affordable cost — A low cost solution for both the business and participant..

• Easy plan design — No complex IRS reports to complete and no annual nondiscrimination testing required.

• Quality investments — Choose from a  wide range of mutual funds. 

Contact Todd today to have him help you start a low-maintenance, inexpensive, and straightforward SIMPLE IRA for your business and employees. 

• No cost to establish
• No government forms to file
• No annual reporting
• No non-discrimination testing
• Pretax salary deferrals up to the annual limits (including catch-up contributions)
• Mandatory employer match of dollar for dollar up to 3% of compensation or 2% non-elective contribution
• Reduced matching contribution is available in 2 out of 5 years
• Tax-deferred account growth
• Minimal employer involvement
• Up to 2-year waiting period